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Conditions of Use

Welcome to College Access Network's web site. The terms and conditions for use of this site are written below. Please read them carefully. By using this site, you acknowledge that you have both read these terms and conditions and accepted them.

You agree to be solely responsible for your actions and the contents of your transmissions through the site. You agree not to impersonate any person or entity or falsely state or otherwise misrepresent your identity or affiliation with a person or entity. You represent and warrant that you possess the legal right and ability to enter into these terms and to use the site in accordance with these terms.

College Access Network maintains this site as a public service to provide you with comprehensive information on planning and paying for college. In addition, the site can be used to convey information about College Access Network products and services and to execute online transactions. College Access Network requires that all the visitors to our site(s) adhere to the following rules and regulations. By accessing the site, you indicate your acknowledgment and acceptance of these terms. Please read them carefully. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS, YOU MAY NOT ACCESS OR USE THIS SITE.

You agree that neither College Access Network or any of its employees, agents, third-party content providers or licensors warrant that the services or the site will be uninterrupted or error free. We do not make any warranties as to the results that may be obtained from use of the services or the site, or as to the timeliness, sequence, accuracy, reliability, completeness or content of any information or service provided through the services and the site. College Access Network reserves the right to modify or discontinue, temporarily or permanently, the site for any reason, at its sole discretion, with or without notice to you. College Access Network likewise may change the terms and conditions of the terms from time to time with or without notice to you. You agree to review the terms periodically to ensure that you are aware of any modifications. Your continued access or use of the site after the modifications have become effective shall be deemed your conclusive acceptance of the modified terms.

The contents of this website belong to College Access Network or to others as indicated. The information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, supplemented, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of College Access Network . Your right to use the site is personal to you. You agree not to reproduce, duplicate, copy, sell, resell, use or exploit for any commercial purposes, the site or use of or access to the site or any information or technology obtained from the site.

You agree that all access and use of the site and its contents is at your own risk and to indemnify and hold College Access Network its subsidiaries, affiliates, officers, directors, agents, employees and representatives, and each of their subsidiaries, affiliates, officers, directors, agents, employees and representatives, from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses (including without limitation reasonable attorneys' fees and disbursements and court costs) arising from or in connection with your use of the site; or your violation of any rights of any third party. College Access Network will have no liability for damages resulting from use of this site even if such damages result from errors, negligence or deliberate acts of College Access Network . If your state does not permit this waiver of liability, College Access Network shall be limited to the amount you paid to access this site.

The service is provided on an "as is" and "as available" basis. College Access Network expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. College Access Network makes no warranty that the service will meet your requirements, or that the service will be uninterrupted, timely, secure, or error free; nor does College Access Network make any warranty as to the results that may be obtained from the use of the service or as to the accuracy or reliability of any information obtained through the service or that defects in the software used in the service will be corrected. College Access Network disclaims any warranty that the site (or any information or software contained therein) is free of viruses, worms, trojan horses or other code that manifest contaminating or destructive properties. College Access Network makes no warranty regarding any services obtained through the service or any transactions entered into through the service. College Access Network assumes no responsibility for the deletion or failure to store any data or other information provided by you on the service. You agree that all access and use of the site and its contents is at your own risk. The information is not intended to be legal advice, and College Access Network disclaims all responsibility for any claims arising from reliance on the information.

By using the site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, negligence, strict liability or otherwise) for any direct, indirect, incidental, common law, statutory, regulatory, consequential, compensatory, punitive, or special damages arising out of or in any way connected with your access to or use of the site, (even if we have been advised of the possibility of such damages) including, but not limited to, any liability associated with any viruses which may infect your computer equipment. Calculators and tools on the site provide you with ESTIMATES that may be different than actual amounts.

On this site you will find numerous links, which will transfer you to the site of an organization that can provide you with value-added information and/or functionality. By linking to these sites, College Access Network does not represent or imply that there is any business relationship between the two entities. College Access Network is not responsible for the content and performance of these sites or for your transactions with them. Furthermore, College Access Network strives to keep these links as current and accurate as possible, but we cannot guarantee and we expressly do not warrant that they point to the intended third party site. Links to and from this site do not constitute a College Access Network endorsement. College Access Network has no control over or responsibility for material in other web sites accessed by hyperlinks from this site. Hyperlinks are provided only as a convenience to users of this site. College Access Network does not verify the information on linked sites.

You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained herein without our prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the site or any transaction being conducted on our site.

The provisions of these terms apply for the benefit of College Access Network and its officers, directors, employees, and agents. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

The laws of the State of Colorado will govern these terms. You agree that any action arising out of your use of the site of College Access Network shall be brought in state or federal court in Denver, Colorado, and you consent to the jurisdiction of such courts.

The failure of College Access Network to exercise or enforce any right or provision of the terms shall not constitute a waiver of such right or provision. If any provision of the terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the terms remain in full force and effect. You agree that regardless of any statute, regulation, or law to the contrary, any claim or cause of action arising out of or related to use of the site or the terms must be filed within one year.

The site provides you with the capability to review, perform and/or complete certain functions related to student-loan administration. You represent and warrant that the information you furnish in connection with your use of the site is accurate, complete and current to the best of your knowledge and belief, and meet all requirements of all applicable laws and regulations. You agree that, by your electronic transmission of loan information via the site, you are making any and all certifications required by applicable laws, regulations or College Access Network 's requirements, and that such electronic certifications have the same force and effect as manually signed certifications. You further agree to use the site only for purposes authorized by College Access Network . You agree to take necessary steps to adequately document and duplicate all of your files and data. College Access Network will not be responsible for the cost of reconstructing files or data lost or destroyed. You agree that, despite our reasonable security measures, College Access Network cannot guarantee that electronic communications over the Internet will be completely secure.

College Access Network takes security very seriously and has therefore taken every precaution to secure our borrowers information. In order to secure the users information, College Access Network has implemented several security measures to prevent loss, theft, or misuse of any borrower data.

When borrowers use features on the College Access Network web site that involves the transferring of personal information, College Access Network requires that a secure connection first be established.

Contact Us:

If you have any questions regarding the College Access Network web site Security Policy, please contact using the information below:

Write to College Access Network at: 999 18th St. Ste. 425, Denver, CO 80202-2471 Attn: Legal Department

E-Mail College Access Network at [email protected]

Phone College Access Network at 1-800-727-9834 or 303-305-3000.

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